In today’s dynamic market, investors are constantly seeking innovative ways to generate income and manage risk. Enter Covered Call ETFs – a powerful hybrid that’s been gaining significant traction. These funds offer an interesting middle ground, blending traditional equity exposure with options strategies to deliver enhanced income and a degree of risk mitigation. But what exactly are they, and are they the right fit for your financial goals? Let’s unpack the world of Covered Call ETFs.
Category Archives: Investment Strategy
401(k) Plans, Active Versus Passive Management, Defined Contribution Plans, Employee Retirement Income Security Act of 1974, ERISA, Fiduciary Advisor, Non-Fiduciary Advisor, Pensions, Roth vs. Traditional Contributions, Selecting a 401(k) Plan Investment Advisor, Selecting an Investment Advisor
Navigating Your Fiduciary Compass: A Guide for 401(k) Investment Committee Members
04
Jan
Jan
As a 401(k) investment committee member, you hold a position of profound trust and critical responsibility. This isn’t merely an oversight role; you are a plan fiduciary, legally and ethically bound to act exclusively in the best interests of your plan participants and their beneficiaries. This article serves as a direct guide for every committee member to effectively fulfill these vital duties and navigate the complexities of plan governance.
Alternative Investments, Hedge Fund Strategies, Hedge Funds, Investment Strategy, Selecting an Investment Advisor, Wealth Management
Should You Invest in Hedge Funds? A Balanced Look
09
Nov
Nov
Hedge funds have long been a topic of fascination and debate in the investment world. Often shrouded in a veil of exclusivity and complexity, they promise sophisticated strategies and unique return profiles. But are they truly a golden ticket to enhanced portfolio performance, or are they a costly detour that often disappoints?
Let’s cut through the jargon and explore the main reasons why investors consider hedge funds, as well as the significant drawbacks that often lead to caution.
401(k) Loans, 401(k) Plan Litigation, 401(k) Plans, Active Versus Passive Management, Defined Contribution Plans, Employee Retirement Income Security Act of 1974, Employer Match, ERISA, Fiduciary Advisor, Non-Fiduciary Advisor, Pensions, Roth vs. Traditional Contributions, Selecting a 401(k) Plan Investment Advisor, Selecting an Investment Advisor
Crafting Your 401(k) Investment Policy Statement: Your Roadmap to Retirement Success
18
Sep
Sep
Running a 401(k) plan comes with significant responsibility. As a fiduciary, you’re tasked with safeguarding your employees’ financial futures, a role that demands careful planning and unwavering diligence. While it might sound like another piece of corporate jargon, a well-crafted 401(k) Investment Policy Statement (IPS) isn’t just a document—it’s your strategic blueprint.
Think of the IPS as the compass guiding your plan’s investment journey. It helps you navigate fiduciary duties, maintain consistency, and, most importantly, demonstrate procedural prudence under ERISA (Employee Retirement Income Security Act). And while it’s not legally mandated, it’s widely considered a best practice and often a key request during regulatory audits.
Ready to build your plan’s financial fortress? Here’s your step-by-step guide to writing an effective IPS:
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