Choosing the right retirement savings vehicle can feel like navigating a maze, but it’s one of the most critical decisions you’ll make for your financial future. When it comes to employer-sponsored plans, the classic showdown is between the Traditional 401(k) and the Roth 401(k). Both offer powerful ways to save for retirement, but their distinct tax advantages and potential drawbacks mean the “best” choice is highly personal.
Let’s break down each option, helping you decide which path aligns best with your current financial situation, expected future income, and long-term goals.
